Transactions – 9japroperty

Lagos land transactions down by 30 per cent

9japroperty — Mon, 24 Oct 2016 14:40:19 +0000

This is not the best of times for Lagos government as the nation’s economic recession has impacted negatively on the State’s Lands Bureau by slowing down land transactions to a record low of 30 per cent.

Last year, the state authorities slashed various rates applicable to land transactions from 13 per cent to three per cent. For instance, consent fees was reduced from six per cent to 1.5 per cent while capital gains tax, previously two per cent , was reduced to 0.5 per cent.The Permanent Secretary, Lagos state Lands Bureau, Bode Agoro, told media personnel that despite the cut in rates, there has been decline in governor’s consent, which used to be the highest revenue generating arm of the bureau.

The Permanent Secretary also said the Bureau has fortified the land registry by creating a quality control unit to block all noticeable leakages in the past.

According to him, “it is better to encounter a little bit of delay so as not to register a fake Certificate of Occupancy (CofOs).”Other moves introduced by the bureau to make it more responsive to the public, he said, was to embark on a zero tolerance fon staff inducement and re-orientation of workers on how to communicate with customers.

He also stressed that the Bureau has secured approval from the governor for an integrated land administrative system, which will make members of the public to submit their applications online from the comfort of their home to be processed by the Bureau.

The system, he said, will kick-off at the end of the year as the contract has just be awarded for that.Under this system, land will be made a secondary market for mortgages so that the Bureau will be in a position to guarantee titles issued.He stressed that the bureau is committed to the project by creating enabling environment where the land registry should be secured in order to vet and scrutinize all applications.

According to him, the process will involve the scanning of all the documents and when completed insurance companies will pay buyers the cost of that transactions just as it is done in market of shares. On the issue of land allocations, he said, the government is presently processing backlogs of allocations done by the past government as over 5, 000 C of Os have been issued by Governor Akinwunmi Ambode.

He said that the bureau has adopted an electronic system to take care of double allocations as well as shortening by the process to get optimum productivity.

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Lagos State Properties Protection Law – A New Era For Property Transactions

9japroperty — Thu, 29 Sep 2016 11:25:58 +0000

Generally, the Land Use Act (1978) specifically vests the ownership of all lands in Nigeria in the Governor of the respective states. The same Act also requires that any person who wants to alienate or transfer his land must obtain Governor’s consent to make the transaction valid in accordance with the Land Use Act. Notwithstanding the foregoing, the purchase or transfer of property in Lagos state has been greatly hindered by the activities of Land grabbers, otherwise known as the Omo Onile.

The practice of land grabbing entails the use of force, threats or violence to take possession or prevent a purchaser from acquiring legitimate interest and possession of property unless certain conditions are fulfilled. The said conditions are usually in the form of excessive levies or fines. Failure to adhere to the demands of the land grabbers in most cases result to the destruction any development on the land, or prevention of the land owner from taking possession.

In a bid to curb the unscrupulous activities of the Land grabbers in Lagos State, the Lagos State government recently signed into Law, a Law to prohibit forceful entry and illegal occupation of landed properties, as well as violent and fraudulent conducts in relation to landed properties in Lagos State. This new Law, known as the Lagos State Property Protection Law 2016 protects the proprietary rights of Land and Property owners in Lagos State and also criminalizes actions of forceful and unlawful entry or occupation of premises. Some of the key provisions the widely applauded Law are provided below:

Section 2 of the Law prohibits the use of force, threats or self-help to take over any landed property, or engage in any act inconsistent with the proprietary right of the owner. Additionally, persons who have used force to take over the property of another and remains in possession after the commencement of the Law shall be held to have committed an offence and liable to ten (10) years imprisonment.

Under Section 3 any person who without lawful authority, for himself or another, uses or threatens violence for the purpose of securing entry into any landed property commits an offence, notwithstanding whether the person using or threatening the use of force has a right over that property. Any offender under this section is liable to imprisonment for a term of 10 (ten) years.

Section 4 provides that any person who occupies a property as an encroacher and fails to leave the property upon a request by the owner, commits an offence punishable upon conviction with a fine not exceeding five million Naira or 5 (five) years’ imprisonment, or both. More importantly, Section 8 criminalizes any offer by any person to sell a property for which he has no lawful title or the requisite authority to sell. The same section also prohibits the sale or offer for sale of land that has been previously sold, without a court judgment repudiating the earlier sale. Any person found guilty of this offence is liable to pay a fine prescribed under the Law, or imprisonment or both, and the property resold to another shall revert to the lawful owner. Additionally, this section prohibits the sale of family land without the consent of the family head and other accredited members of the family; and the sale of government land or property without the consent or authority of the State.

Whilst the above represents only a fraction of the Law, it is important to note that this Law applies to the whole of Lagos State, unlike most Lagos State Property Laws limited to specific parts of the State.

The Lagos State Property Protection Law has been widely applauded as it has the potential to boost property transactions in Lagos State. However, it is pertinent to state that the essence of this Law will be defeated if the Lagos state government fails to proactively enforce it. An example that comes to mind is the Lagos Tenancy Law of 2011 which, amongst other things, prohibits landlords from demanding from a new or sitting tenant rent in excess of one year. Till date, the said Tenancy Law is openly and widely flouted and there has not been any reported case of prosecution and conviction of offenders under the Law. That said, in view of the promising nature of this Law, efforts must be made to ensure that the Law is enforced, the offenders are duly prosecuted, as this will greatly encourage real estate investment in Nigeria.

The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.

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15 STATUTORY LAWS GOVERNING LAND/PROPERTY TRANSACTIONS IN NIGERIA

9japroperty — Wed, 24 Aug 2016 10:51:24 +0000

15 STATUTORY LAWS GOVERNING LAND/PROPERTY TRANSACTIONS IN NIGERIA: PART 1

Land and landed properties are static in nature and because they are immovable, hence the Latin maxim “Quicquid plantatur solo solo cedit” (meaning; whatever is affixed on the land belongs to the land).

Land and landed properties’ transactions (ownership, sales, acquisition, lease, mortgage, alienation, assignment/conveyance, sublease) are a contractual relationship between two or more persons for exchange and release of interest they have on land and landed property in consideration for a compensation which is usually of monetary value in nature.

For the protection of all parties involved in any or all of the above mentioned transactions as well as making such transactions legal and tenable in any court of law, the government (state and federal) of the federation has enacted some statutory laws to guide, govern and protect all persons who find themselves embarking on any of these land and landed properties’ transactions in Nigeria.

There are so many reasons why government enacts statutory laws to govern and guide land and landed property transactions in Nigeria. Some of which are:

To help generate additional revenue for government
To add up to the Gross Domestic Product (GDP) of the economy
To endeavour government carry out one its constitutional statutory function of protecting lives and properties
To protect land/property investors and owners against fraud
To have a detailed record of all land and property transactions in the country
To assist government in planning towards adequate provision of infrastructural facilities in the country

The first part of the statutory laws governing land/property transactions in Nigeria which I will write on are:

Land Use Act
Land Instruments Registration Laws
Registration of Titles Acts
Rent Control and Recovery of Premises Acts
Tenancy Law of Lagos state
Tenement Rate Laws
Land Use Charge Law of Lagos state

LAND USE (1978) ACT CAP L5 LFN 2004

This is the foremost and most widely recognized statutory law guiding, regulating and governing all matters relating to land/property ownership and transactions in Nigeria.

It was promulgated on March 29^th, 1978 by the then Military head of state; Gen. Olusegun Obasanjo.

The Act vested all land compromised in the territory of each state (except land vested in the Federal government or its agencies) solely in the Governor of the State, who would hold such land in trust for the people and would henceforth be responsible for allocation of land in all urban areas to individuals resident in the state and to organisations for residential, agriculture, commercial and other purposes while similar powers will with respect to non urban areas are conferred on Local Governments.

The major objectives of the Act among other things are:

To create a uniform land management and administration system by absorbing the various land tenure laws in each state of the federation by promulgating a single land law
To make everybody have equal rights and access to land throughout the federation
To curb land speculation activities in the country
To break up the traditional land holding system by making land readily available for everybody irrespective of their ethnic background or religious beliefs

The Act made the governor of each state of the federation to be the chief custodian of land within the territory of that state for the common benefit of all Nigerians.

The major sections that relate to matters regarding land/property ownership and transactions in Nigeria are: Sections 1, 2, 3, 5, 6, 8, 9, 10, 15, 21, 22, 23, 24, 25 and 26.

Section 1 of Act states that “Subject to the provisions of this Act, all land comprised in the territory of each State in the Federation are hereby vested in the Governor of that State and such land shall be held in trust and administered for the use and common benefit of all Nigerians in accordance with the provisions of this Act”

What this implies is the vesting of land management and administration on the governor of each state of the federation who is seen as the only statutorily recognized person to allocate land to whosoever requires it for different purposes.

In so doing, a form of landlord-tenant relationship was created by the promulgation of the Act as the governor is seen in law as the landlord and every other persons that needs/wants land for varying uses as tenants.

Section 5 (1) (a) (b) of the Act states that “It shall be lawful for the Governor in respect of land, whether or not in an urban areas-

to grant statutory rights of occupancy to any person for all purposes
to grant easements appurtenant to statutory rights occupancy”

What the Act grants an holder of land be it an urban or non-urban land in Nigeria is just a mere right to use the land for a predetermined period/term (99years) after which such land will automatically revert back to the governor at its effluxion except such holder of land renews his/her right of occupancy at its expiration.

Section 8 of the Act states that “Statutory right of occupancy granted under the provisions of section 5 (1) (a) of this Act shall be for a definite term and may be granted subject to the terms of any contract which may be made by the Governor and the holder not being inconsistent with the provisions of this Act”

Evidence of the governor granting a statutory or customary (depending on the scenario as spelt out in Section 2 (2) (a) and Section 3) right of occupancy is the issuance of a Certificate of Occupancy to the holder of such right of occupancy.

Section 9 (1) of the Act states that “It shall be lawful for the governor-

when granting a statutory right of occupancy to any person or
when any person is in occupation of land under customary right of occupancy and applied in the prescribed manner; or
when any person is entitled to a statutory right of occupancy, to issue a certificate under his hand in evidence of such right of occupancy”

Section 9 (2) states that “Such certificate shall be termed a certificate of occupancy and there shall be paid therefore by the person in whose name it is issued, such fee (if any) as may be prescribed”

The Act also grants a holder of a statutory right of occupancy the exclusive right and possession of all the improvements on such land as well as the right to alienate, mortgage, sub-lease, transfer, and assign any improvements he/she enjoys on the land subject to the consent of the governor to make such transaction legitimate.

Section 15 (a) (b) states that “During the term of a statutory right of occupancy, the holder-

shall have the sole right to and absolute possession of all the improvements on the land
may, subject to the prior consent of the Governor, transfer, assign or mortgage any improvements on the land which have been effected pursuant to the terms and conditions of the certificate of occupancy relating to the land”

The Act does not permit or give any holder of a statutory right of occupancy the exclusive power to embark on any form of transaction on the land he/she has been granted a right of occupancy without the consent of the governor, but where such transaction is undergone and completed, it will be regarded as null and void except as otherwise stated in Sections 21, 22, 23, 24 and 25 of the same Act.

Section 26 of the Act states that “Any transaction or any instrument which purports to confer on or vest in any person any interest or right over land other than in accordance with the provisions of this Act shall be null and void”

LAND INSTRUMENT REGISTRATION LAWS

The law was enacted to regulate registration of instruments that are executed prior to and after the establishment of the Act in Nigeria. Registrable instrument includes an estate contract, a deed of appointment or discharge of trustee containing expressly or impliedly a vesting declaration affecting any land.

The law seeks to guarantee genuine land title documents that have been investigated and registered by the Registrar of Titles in each state of the federation.

Land registration Act 1924 of Nigeria defined “registrable instrument as a document affecting land whereby one party called the grantor confers, transfers, limits, charges or extinguishes in favor of another party called the grantee any right or title to the interest in land and includes a certificate of purchase, a power of Attorney under which any instrument may be excluded but does not include a will”

Therefore, it is generally agreed that a registrable instrument is a document, which transfers or creates a right, title or interest in land to or in favour of the grantee. But a will is expressly excluded from the ambit of registrable instruments. Consequently, a sales receipt, purchase receipt is not a registrable instrument if it is a mere acknowledgment of sales or payment and does not confer or transfer interest in land.

What this simply means it that it is compulsory and mandatory for any holder of an interest in land who wishes to transfer same to another person to have registered such document at the appropriate land registry office been established by government as it will greatly help purchasers of such land in determining if the owner/seller has the genuine land title document to sell the property and all encumbrances that are attached to the land.

To authenticate the transfer of title in any land transaction, the law requires the holder of such title to apply for the governor’s consent to the Deed of Assignment which is been executed by both the seller and buyer in such scenario.

After approval of the governor’s consent, the Deed of Assignment document will then be stamped at the Stamp Duties office and thereafter registered at the Lands Registry office.

To hasten the registration of instruments in Nigeria, the law established in each state of the federation a Land Registry with the appointment of a Land Registrar charged with the responsibilities of registering documents affecting land transactions and keeping same in the book of instruments register.

This law has been re-enacted in most states of the federation.

REGISTRATION OF TITLES ACT

Registration of Titles Act of 1935 now referred to Registration of Titles Law of Lagos State Cap R.4 of 2003 was introduced to correct the inadequacies in the registration of instrument Act of 1924 now known as the Registration of Instrument Laws in various states.

The basic principle of the Registration of Titles law is that ownership of title to land is based on the fact of registration, that is, it operates to register dealings and transactions over titles in land when such titles have been registered.

The object of the law is to substitute a single established title guaranteed by the state for the traditional title which must be separately investigated before purchase. And, must be proved by several documents of title each time the title is in issue. Transactions in respect of registered land such as leases, creation of charges, and transfer of interest in land are also required to be registered.

The law further encouraged all those involved in any land transaction to investigate the genuniety of the title documents of the land at the appropriate land registry where there exists a copy of the registered title document of the land before embarking on concluding the deal.

RENT CONTROL AND RECOVERY OF PREMISES ACTS

The Rent Control and Recovery of Premises Act is enacted in each states of the federation to guide and regulate all matters relating Landlord-Tenant relationship in any residential property lease transactions.

The main purpose for the enactment of this law was to restrict the common law rights of a landlord with the intent of regulating the recovery and restraining unlawful eviction of the tenant from the landlord’s premises.

The law spells out the proper procedure which a landlord can/should take in recovering possession of his residential property from the tenant after expiration of the rent period. These procedures are primarily spelt out so as to protect the tenant against that of the landlord.

The procedures for the recovery of residential leased premises by the landlord as spelt out in Rent Control and Recovery of Premises Acts in Nigeria are:

The landlord must give a Notice to quit to the tenant
The landlord must give Notice of Owner’s intention to recover possession of the rented premises to the tenant
The landlord must apply for a Writ of Possession at the appropriate court of law
The landlord must obtain an Order of Possession from the appropriate court of law

The grounds for which the landlord can rely on in obtaining an order of possession from the court of law to recover possession of his/her rented premises from the tenant are:

Arrears of rent
Breach of any covenant or agreement by the tenant
Where the property is required for personal use by the landlord
The premises is been used for illegal or immoral purposes by the tenant
The premises has been abandoned by the tenant
The premises is unsafe and unsound as to constitute a danger to human life or property
The tenant or any person residing or lodging with him being his sub-tenant constitutes by conduct, an act of nuisance or induces a breach of the tenancy agreement

TENANCY LAW 2011 OF LAGOS STATE

As the name implies, the Tenancy Law 2011 is a Law of the Lagos state House of Assembly enacted to “regulate rights and obligations under tenancy agreements and their relationship between the Landlord and the Tenant including the procedure for the recovery of premises and for connected purposes”

This law is basically enacted by the Lagos state government in other to regulate and guide all matters relating to residential properties’ lease transactions between the landlord and tenant in some parts of the state excluding Apapa, Ikeja GRA, Ikoyi and Victoria Island.

The law automatically fixed all residential properties’ lease transactions to that of yearly tenancy for new tenants as well as regards it as unlawful for any existing yearly tenant occupying a residential apartment in the state to pay more than a year rent to the landlord.

Section 4 (1) of the Law states that “It shall be unlawful for a landlord or his agent to demand or receive from a sitting tenant rent in excess of six (6) months from a monthly tenant and one (1) year from a yearly tenant in respect of any premises without prejudice to the nature of tenancy held at the commencement of the tenancy

(2) It shall be unlawful for a sitting tenant to offer or pay rent in excess of one (1) year for a yearly tenant and six (6) months for a monthly tenant in respect of any premises

(3) It shall be unlawful for a landlord or his agent to demand or receive from a new or would be tenant rent in excess of one (1) year in respect any premises”

Some of the reasons for the enactment of the law are as follows:

To regulate the tenancy period which the landlord or his/her agent should demand rental money from a new tenant (i.e 1 year rent as against the popular demand of 2years rent)
To stipulate how much rent money a new tenant should pay the landlord
Mandate landlords to issue a rent payment receipt to a tenant in respect of such payment made by the tenant. The receipt to be issued by the landlord to the tenant must include the names of both the landlord and tenant, full description of the rented property, amount of rent paid and period for which the rent relates.
Mandates landlord and tenant to always prepare a tenancy agreement which will spell out the rights and obligations of both parties on the rented property by employing the services of a professional and paying same in the preparation of the tenancy agreement
Spell out ways and conditions by which a landlord can evict a tenant from his/her property as well as recover full possession of same
Encourage all parties involved any form of tenancy disputes to seek redress in a competent court of law or Alternative Dispute Resolution centre

TENEMENT RATE LAWS OF NIGERIA

Tenement or property rating is a form of tax levied on landed properties by local government authorities in Nigeria to raise additional revenues required for specific developmental projects within such local government area.

The law is enacted to impose tax on built up landed properties in Nigeria which is collected at the local government level on owners of such built-up properties.

The premise for enacting of the law is to levy property owners towards contributing to raising additional funds for infrastructural development projects been embarked upon by the local government authority where such built-up property is situated.

Every state in Nigeria has their own tenement rate laws at the local government level applicable to built-up hereditaments.

LAND USE CHARGE LAW 2001 OF LAGOS STATE

The Land Use Charge law of Lagos state is synonymous to the tenement rate laws that are exists in every state in Nigeria, but just that it abolished all other taxes such as tenement rates, ground rents and neighbourhood improvement charges levied on land and landed properties in Lagos state to create a single property tax law.

The main purpose for the enactment of the Land Use Charge law by the Lagos state government on all land and landed properties in the state is to enable the government generate additional revenues needed to carry out continuous infrastructural development projects as well as improve the existing ones to cater for the growing population of people in the state.

Through the enactment of the Land Use Charge Law (LUCL) of Lagos state, all rates and charges which were initially imposed on land and landed properties seized to be effective as there now exists a single property tax law called Land Use Charge imposed on all land and landed properties in Lagos state.

“The responsibility for payment of the Land Use Charge resides primarily with the property owner; however, there is provision in the law establishing the charge, for payment to be made by the occupier who is then empowered to look to reimbursement of the charge from the property owner.”

………..to be continued

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What can go wrong in real estate transactions

9japroperty — Thu, 09 Jun 2016 08:55:26 +0000

We live in an imperfect world and things do not often go the way we planned in spite of our best intention. When it comes to real estate transactions, several things can go wrong and we need to be aware of some of those things in order to better prepare for or prevent them. Real estate investors and practitioners can all recollect various incidents that they have experienced between the time when a buyer and a seller agreed to deal with each other and when the transaction was supposed to be consummated.

The search for an ideal property for a buyer or the search for an ideal buyer for a property could be very daunting. Many estate agents and professionals invest valuable time and effort in this regard all in the hope that they will earn a commission when everything is eventually concluded. Bearing this in mind, you can only imagine the joy they experience when they are able to match-make or interconnect the buyer and the seller. The two parties could enter into an initial contract simply called a contract of sale that spells out the terms and conditions that will govern the entire transaction until it is concluded.

This is the most important and at the same time, most sensitive part of the transaction. If everything goes as planned, the parties will successfully conclude their transaction and fees will be paid to the facilitators. If the transaction goes awry, all the facilitators lose the time, money and effort they have already invested in the process without any room to reduce their losses. The pain of such a loss could be significant depending on the level of investment and effort that has gone into it. Perhaps the best advice when it comes to issues like this is that you should not count your eggs before they are hatched.

First, the sudden discovery of a fundamental problem that goes to the root of the title and makes it illegal or impractical for the buyer to buy could stop the transaction. I recollect a transaction between an organisation and an individual regarding the purchase of a strategic parcel of land somewhere in Lagos. The buyer requested copies of the documents and instructed the lawyers involved to do a search and write a report on the transaction before they pay. It was at this stage that it was discovered that the seller had no right to sell. He was just being fraudulent.

Secondly, there could be a problem if the financing that was expected did not come through. Many buyers do not have ready money before they begin their property search. Often, they are expecting that the mortgage they are discussing with their bank will come through or that a property they want to sell will be sold just in time before the money becomes due. Many of such over-reliance on banks and other financial institutions usually end in disappointment due to their bureaucratic and time-wasting tendencies. Most sellers do not have the patience to wait for the buyer’s bank especially when there is another buyer willing to pay immediately. In fact, most sellers will rather sell at a discount to the person with the ready money than wait for someone whose only deposit is hope.

Thirdly, if there is a law suit that was filed before closing the transaction, it could truncate the entire process. No one wants to buy a law suit unless he is very sure of what he is doing. Properties that have ongoing law suit numbers written on their walls normally stay very long in the market. Before a buyer can commit his or her money to buy such a property, he or she would need to investigate the status of the law suit. This involves engaging a lawyer, conducting search in the court, applying for certified true copies of documents and then interpreting the documents. These steps take time and very few buyers consider this an activity that deserves that time and effort when they can easily look for an alternative without the hassles.

Fourthly, sudden downturn in the economy or social crisis in the polity can frustrate a transaction. There is what is called momentum in every transaction and once there is a slowdown in the momentum, either party can change their mind. A disruption in economic activity or policy could make a person to rethink the practicality of making an investment in a volatile environment.

Finally, if an impasse occurs on any issue that one of the parties considers fundamental. One of such issues is vacant possession. When the seller is suddenly unsure of when he or she can deliver vacant possession to the buyer, this could become an issue.

A request for price variation based on new facts could also affect the closing of the transaction. However, if both parties are flexible and committed, there is hardly any issue that cannot be resolved at this stage.

PUNCH.

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15 statutory laws governing land/property transactions in Nigeria

9japroperty — Tue, 21 Jul 2015 11:05:10 +0000

Many people do not know that there are some statutory laws that have been enacted and established by both the state and federal government to regulate, guide and govern all forms of land and landed properties’ transactions in Nigeria which could make such transaction illegal or even lead to forfeiture whenever the parties to the transaction do not adhere to the provisions of such statutory laws as been laid down or stipulated.
Land and landed properties are static in nature and because they are immovable, hence the Latin maxim “Quicquid plantatur solo solo cedit” (meaning; whatever is affixed on the land belongs to the land).
Land and landed properties’ transactions (ownership, sales, acquisition, lease, mortgage, alienation, assignment/conveyance, sublease) are a contractual relationship between two or more persons for exchange and release of interest they have on land and landed property in consideration for a compensation which is usually of monetary value in nature.
For the protection of all parties involved in any or all of the above mentioned transactions as well as making such transactions legal and tenable in any court of law, the government (state and federal) of the federation has enacted some statutory laws to guide, govern and protect all persons who find themselves embarking on any of these land and landed properties’ transactions in Nigeria.

2There are so many reasons why government enacts statutory laws to govern and guide land and landed property transactions in Nigeria. Some of which are:

• To help generate additional revenue for government
• To add up to the Gross Domestic Product (GDP) of the economy
• To endeavour government carry out one its constitutional statutory function of protecting lives and properties
• To protect land/property investors and owners against fraud
• To have a detailed record of all land and property transactions in the country
• To assist government in planning towards adequate provision of infrastructural facilities in the country
The first part of the statutory laws governing land/property transactions in Nigeria which I will write on are:
1. Land Use Act
2. Land Instruments Registration Laws
3. Registration of Titles Acts
4. Rent Control and Recovery of Premises Acts
5. Tenancy Law of Lagos state
6. Tenement Rate Laws
7. Land Use Charge Law of Lagos state

The post 15 statutory laws governing land/property transactions in Nigeria appeared first on 9japroperty.

15 STATUTORY LAWS GOVERNING LAND/PROPERTY TRANSACTIONS IN NIGERIA

9japroperty — Thu, 09 Apr 2015 11:40:04 +0000

The post 15 STATUTORY LAWS GOVERNING LAND/PROPERTY TRANSACTIONS IN NIGERIA appeared first on 9japroperty.

Transactions – 9japroperty

Lagos land transactions down by 30 per cent

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Lagos State Properties Protection Law – A New Era For Property Transactions

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15 STATUTORY LAWS GOVERNING LAND/PROPERTY TRANSACTIONS IN NIGERIA

15 STATUTORY LAWS GOVERNING LAND/PROPERTY TRANSACTIONS IN NIGERIA: PART 1

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What can go wrong in real estate transactions

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15 statutory laws governing land/property transactions in Nigeria

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15 STATUTORY LAWS GOVERNING LAND/PROPERTY TRANSACTIONS IN NIGERIA

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