before – 9japroperty https://9japroperty.com.ng All you need to know about properties Wed, 09 Nov 2016 09:06:21 +0000 en-US hourly 1 https://wordpress.org/?v=5.4.15 Why You Must Own a House Before It’s Too Late https://9japroperty.com.ng/must-house-late/?utm_source=rss&utm_medium=rss&utm_campaign=must-house-late https://9japroperty.com.ng/must-house-late/#respond Wed, 09 Nov 2016 09:06:21 +0000 http://9japroperty.com.ng/?p=5399 If there is an asset you must acquire before you depart this world, that asset is a house, no matter how small it seems. And I’m not talking about a rented apartment. The reasons are not far-fetched. There’s a level of peace that comes with owning a house; a serenity that is unfathomable. Unlike when […]

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If there is an asset you must acquire before you depart this world, that asset is a house, no matter how small it seems. And I’m not talking about a rented apartment. The reasons are not far-fetched.

There’s a level of peace that comes with owning a house; a serenity that is unfathomable. Unlike when people buy fancy cars and other eye-popping asset to show-off their wealth, buying a house is a whole lot more than that. Even if it is the only thing you must achieve before you die, then achieve it!

As Kenny Guinn said; “There is something permanent, and something extremely profound, in owning a home.”

Building or owning your own house should be your topmost priority, goal and aspiration; it should be a dire need. Something you must actualize come rain or shine.

Here are 8 reasons why you must build or own a house;

1. To Prepare for Old Age: Like I said earlier, you must build your house before death comes knocking at your door, even if that is the only property you will own in this life. When you are in your own house, you will spend your old age in peace. I mean, how can you be 70 and you are still having issues with your landlord or you are still thinking of where the money for the next rent will come from. That alone will make you die a slow death. And God help you if you are hypertensive. Now you see why you must own a house before you retire from active service.
2. Rent keeps rising: If you calculate how much you spend on rents yearly, you will realize that a lot of money actually goes into house rents. And if we are honest with ourselves, let’s say you save that money instead, then in a range of 5-15 years, depending on the size of your apartment you too can be a landlord.

Worse still, rent keeps increasing. No landlord will reduce rent even if you are a member of MFM. A typical mini flat in Lagos goes for an average of N300,000 . Imagine how much N300,000 will fetch you in 5  years. Be wise! Build your own house today!
3. Landlords are difficult: If you think your landlord loves you because both of you have a cordial relationship, then he may just love you. But most times, landlord love their tenants for selfish reasons. The question you be asking yourself is; do you pay your rent regularly? If the answer to that question is yes! then you have the main reason why your landlord seems to love you. The mutual understanding you enjoy is strictly because you pay your rent when due.

Which landlord won’t love a loyal tenant. Because you guys are friend doesn’t stop him from increasing your rent when he feels an impulse to, especially when he believes you are capable. Also, the rules and regulations governing occupancy of his property still applies to you even if you are beginning to nurture the feeling that your landlord is that brother or father you never had
4. It is the best legacy for your children: The best legacy you can leave for your children is not cars, jewelries, clothes, or even a fat bank account; a house is the greatest asset your children will remember you for. Whenever I go to my family house and see my father’s resting place, I remember how much he toiled hard to build that house be fore he passed on to the great beyond.

5. To have a permanent house address: A lot of Nigerians change their house addresses like the clothes on their body. Invariably, many of us really do not have a permanent address. How will you even have, when you’ve changed homes like 5 times in 3 years. Are you in dire need of a permanent address? Then you should build your own house

6. The fear of your landlord: Most tenants develop cold feet when it’s getting close to the expiration of their house rents. Some even relocate elsewhere or go stay with a friend when that day draws near just because they do not want a confrontation with their landlord or they don’t want to be humiliated.

As for the landlord its business as usual, after all the house was built with their own sweat not yours. If there is something a tenant fears most when it comes with being in their landlord’s black book, It’s the issue of quit notice. The mere mention of that word alone can cause you sleepless nights.

A friend of mine once told me that, “he suspects are landlady is a witch” just because he saw her chasing him with a cutlass in his dream, yet he was only scared of his landlady’s harassment since his rent expiration was 2 days away and he didn’t even have half of his rental money. You can never be free of this drama if you are not making efforts to build your own house. Your Landlord is just a freaking business man, be wise!

7. To fulfill one of life’s greatest goals: Owning a house is one of life’s greatest goals. If it’s not part of your goal in life, then suffice it to say that you probably don’t have a goal.Getting married, having children, building a house are some of life’s major goals. Almost everybody achieves the first two(by choice or force), but few people achieve the last one. Would you be one of the few or would you just tarry along with the crowd? The choice is yours

8. Problems of Fake Estate Agents: This is a very critical aspect to home ownership. Many have fallen to the whims and caprices of scam artist who parade themselves as estate agents. This is another reason you must build your own house, because if you are still looking for a place to rent, then its is probable you will come across these men who are just out there to swindle you. One of the surest ways to ensure that you are not duped of your hard earned cash is  by building your own house

You can’t have all you want, but you can have the things that really matter to you; owning a house should be one.

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30 THINGS TO KNOW BEFORE RENTING A HOUSE IN LAGOS- PART 2 https://9japroperty.com.ng/30-things-to-know-before-renting-a-house-in-lagos-part-2/?utm_source=rss&utm_medium=rss&utm_campaign=30-things-to-know-before-renting-a-house-in-lagos-part-2 https://9japroperty.com.ng/30-things-to-know-before-renting-a-house-in-lagos-part-2/#respond Mon, 06 Jun 2016 08:18:59 +0000 http://9japroperty.com.ng/?p=4582 1 In PART 1 of our ‘30 Things To Know Before Renting A House in Lagos,’ i shared 15 important and essential things you need to know if you want to rent a house in Lagos. I In this concluding part, i would be dishing the last 15 Things you should know. I hope you […]

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 30 THINGS TO KNOW BEFORE RENTING A HOUSE IN LAGOS  PART 2

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In PART 1 of our ‘30 Things To Know Before Renting A House in Lagos,’ i shared 15 important and essential things you need to know if you want to rent a house in Lagos. I

In this concluding part, i would be dishing the last 15 Things you should know. I hope you find this helpful.

 30 THINGS TO KNOW BEFORE RENTING A HOUSE IN LAGOS  PART 2

#16 Lagos State Laws

There are laws that guide renting a house or being a tenant in Lagos. You need to know this so that you wont be cheated  and also wouldn’t be found wanting. Foe example

It shall be unlawful for a landlord or his agent to demand or receive from a sitting tenant rent in excess of three (3) months in respect of any premises.

 

It shall be unlawful for a sitting tenant to offer or pay rent in excess of three (3) months in respect of any premises.

Question: Are these laws implemented in your area ?

17# Collect Your Receipt

After you have made your payment , please ensure you collect your receipt as a proof of payment . This should include
(a)Date of which rent was received;
(b) Name of the landlord and the tenant;
(c) Location of premises in respect of which the rent is paid
(d) Amount of rent paid; and
(e) Period to which the payment relates.

If your payment is not issued a receipt , it means no legal payment has been made and Proof not available should there be any issue.

#18.Know Your Rights

It is good to know your essential rights as a tenant . under Lagos state law.

The Landlord does not have the right to disturb you etc. So you should also respect the Landlord’s Right to and perform your obligations as a tenant too.

Get yourself acquainted with the Tenancy act/law and the Constitution for Lagos state. As they supersede some of these clauses stated in the tenancy agreement.

Sadly most tenants are ignorant of their rights, tenants who cant afford to hire a lawyer can seek help from the Public Defender Office or Citizen Mediation Centers.  The  introduction of the Lagos state tenancy law , the era of wicked landlords imposing ridiculous laws are over.

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Quick Tip:The tenancy law also forbids landlords or their agents from disrupting essential amenities: electricity, water supply etc to the tenant.

#19  Ask Questions

Always ask questions from neighbors, and people who leave around that vicinity as this will give you more information on your proposed choice of apartment. Ask questions from the agent and the landlord where necessary. Can you paint , install certain equipments in the house ?

#20 Facilities

If you are planning on renting a flat or apartment in a high-rising building , find out if the lifts are functioning properly. There should be availability of a lift facility and also backup generators should be there in the time of power failures.

#21 Building Age

I am sure you have heard about recent building collapse and aftermaths. I wouldn’t want you to fall victim , if you can try please do inquire about age of the building. Also apart form mishaps, f the building is older then you should compare it with the price you give and see whether it is worth or not.

#22 Are you Secured Enough

Apart from you having checked if our doors and windows are well built to prevent burglary and unwanted access to your property, Does the compound or facility have a security guard assigned. If there is no provision for that then you can find alternative means. As i said earlier, ask around , ask out the recent security occurrences.

If you can afford it, please go for the secured locations. As you and i know , security is important and shouldn’t be compromised. it is advisable to pay extra service charge if you can afford it or get additional security personnel for locations you feel is not secured.

#23 My special distance tip

If you stay on the mainland and work on island, it is advisable to get a place on the mainland areas close to island as this would help manage your budget and also prepare you for economic recessions. Places such as Ikeja, Gbagada, Surulere , Maryland etc. are cheaper and more cost effective in the long run especially when you see immediate amenities you need such as bukas, markets, kiosks, bars etc that are cheaper than those in choice areas.

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#24 Expect Some Weird Questions

Sometimes there are questions these landlord’s an their agents can ask you , and trust me from experience they can be annoying. Just be prepared to answer all manner of questions from them.

Some of them can be superstitious for example if you are asked where you are from , Your answer can affect your chances of getting the apartment to be rented to you. Another likely question you should be careful in answering is, ”how many children do you have’’?

#25 Take Inventory

Photos , write ups etc are a good way of taking inventory of the apartment before you move in . This is important especially so that when you are leaving th house in the future , if there are any security deposits or caution fee paid, it can be refunded.

#26 Inspection Matters.

Ensure your home meets all the criteria needed. Inspection can be done as many times as possible till you are pleased and satisfied

#27 What is Included in the Package ?

Some properties for rent include utilities, services,, parking etc while some or most don’t in Lagos.Before signing that agreement document , Ask your landlord / agent about what is included in rent and how this can make changes to your lifestyle especially budget wise.

#28 Do Not Pay Till You Are Sure

Once you pay , it would be difficult for you to change your mind. So be completely sure. Never give the agents full amount till you confirm that the apartment is truly vacant and have not been paid for by another prospective tenant.

Also concerning financial security,  It’s safer for you to remit the rent fee to the landlord’s bank account at least your teller serves as prove of payment.

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#29 Ask for everything in writing

I suggest you request that for any agreement between you and the landlord or agent should be put into writing for future references.

I feel that making a choice before you rent a house is important , as your house has a defining factor on yo as an individual.

#30  Why Did The previous occupants move out ?

Lastly ,If possible , find out why the previous tenants vacated the property . This can give you a hint on about the house history or even the environment and what to expect if you eventually choose this place.
This is just my Nigerian-mentality speaking, Ever heard of cursed , haunted or bewitched houses? , You might be wondering yes they do exist and yes in Nigeria.
Renting such an apartment can be disaster especially if you don’t know. But if you are one of them or stronger than them spiritually(lol) you can rent the property.

I have heard of a shop where there is a long history of business failures. Almost every business that has been opened in that particular shop ends up comatose.

Trust me you do not want to pay for what you have no idea about. That is why some people consult their spiritual heads (Pastor’s, Alfa’s, Native doctor’s ) before moving into an apartment.  Do you know that some landlords also use their services to also check background of the prospective tenant?

They say prevention is better than cure.

In conclusion,

I am so glad to have shared these few tips with you . So be honest and moderate on your tastes and requirements to avoid fraudulent agents. Lest i forget you also have to conversant with the current rates across the areas of your choice.

In case you missed the first part of this article , read it here 30 Things To Know Before Renting A House in Lagos part 1

I hope you have enjoyed this article ? If you did please share  with friends and loved ones.

Did i forget any tip ? Please drop them in the comment box below and i would include it .

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30 THINGS TO KNOW BEFORE RENTING A HOUSE IN LAGOS https://9japroperty.com.ng/30-things-know-renting-house-lagos/?utm_source=rss&utm_medium=rss&utm_campaign=30-things-know-renting-house-lagos https://9japroperty.com.ng/30-things-know-renting-house-lagos/#respond Mon, 06 Jun 2016 08:12:50 +0000 http://9japroperty.com.ng/?p=4578 E 0 Renting a house / House hunting can be a big deal sometimes especially in some parts of the world like Lagos, Nigeria. Its another Lifestyle segment on Evatese blog and would be sharing with you 20 things or checklist before renting a house in Lagos. House hunting can be easy and at the […]

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Renting a house / House hunting can be a big deal sometimes especially in some parts of the world like Lagos, Nigeria.

Its another Lifestyle segment on Evatese blog and would be sharing with you 20 things or checklist before renting a house in Lagos.

 30 THINGS TO KNOW BEFORE RENTING A HOUSE IN LAGOSHouse hunting can be easy and at the same time can be really handwork but most importantly there are some things that individuals fail to confirm , check and consider before they finally sign an agreement to rent a house.

Getting a place to rent can be quite a challenge. It could take anywhere from a few days to few weeks or even more.especially house hunting in big cities such as Lagos is a major task in one’s life.

So Before you rent an apartment,flat or house  you should keep a few things in mind, check out my Tips below

 30 THINGS TO KNOW BEFORE RENTING A HOUSE IN LAGOS

#1 What Location are you really looking for ?

Your Location is a defining factor in house hunting. You should ask yourself , what kind of place am i looking for ? Are you looking for a small place, on a budget ? How accessible is your place by transport system ?
When considering location you should also consider distance of your place of work, traffic strategic points, transport cost etc. If you have a car ,is your road transport-friendly? is there a good parking space etc.

Have you considered the proximity to your place of work ? if your office is located at these high end areas beyond your budget,  it is best advised to get a place that is affordable and relatively close to your place of work as to the high population density in Lagos. In other words, ALWAYS CHOOSE THE NEAREST OPTIONS TO YOUR WORKPLACE.

Do you have to walk for long or even take a bike before you get to the bus stop ? o try and look for  accommodation in  places that are closer to your place of work, closer to commuters bus- stops.

What of Your place of worship ? Is there a church or mosque close by ? it is not as important as your place of work but it depends on you.

Is the location in a remote place or How far is your apartment from the city /town ? Just Ensure there is good access road and probably proximity to a bus stop.

What of shops and markets? consider a location that is not too far from the local market, malls, boutiques, grocery stores, pharmacist, hospital, clubs, schools and every other commercial and social activities.

#2 Agents PALAVA!!

 30 THINGS TO KNOW BEFORE RENTING A HOUSE IN LAGOS This is a major one, to be sincere Most Agents in LAGOS cant be trusted o.(I told you here first). You have to be a step ahead of him/her.But you still need them to get that house you are looking for most times.
When i was house hunting i met several types of Agents , both the ones who will want to overcharge , some might even dupe you . It is preferable to get an agent from someone who has used his services before at least you have a little bit of confidence etc.

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Don’t give these agents the total rent till your are sure that the apartment is vacant , insist you speak with the landlord and if he tries to persuade you from doing do by giving excuses then something is fishy.

#3 Online Services ????

Online house hunting is another means of getting a house from your comfort zone but don’t forget this is still Nigeria o. You still have to be sharp and wise. There are various platforms for doing so online especially if you have a busy schedule  .xsimple custom logo.png.pagespeed.ic .rC FbEYNSq 300x300 30 THINGS TO KNOW BEFORE RENTING A HOUSE IN LAGOS

 

9japroperty is an example of an online platform to house hunt at your convenience.

Question: Would you prefer House hunting online or you would rather do this physically ?

#4 Flood

This is a big one. Lagos is a huge city that is located near the coast .

 30 THINGS TO KNOW BEFORE RENTING A HOUSE IN LAGOS Rainy season in Nigeria, especially Lagos can be one of the ugly times of the year for residents. Floods are a major risk as lives and properties are lost most times, you have to make you research how the location you have chosen responds to flooding risk.

So i wouldn’t want you yo wake up one morning homeless or worse wake up to see your bed floating on water…just kidding

 30 THINGS TO KNOW BEFORE RENTING A HOUSE IN LAGOS
But this is very important. If you have seen a place and you desire it ,and you think you can cope then that fine.
Don’t let the beauty of a particular area convince you into moving there, all that glitters is not gold.

Quick Tip: In order to avoid this , why not check out an apartment , or the location during rainy season as you will see the effect of the heavy rains and make your choice clearer.

#5 When do you view a place ?

 30 THINGS TO KNOW BEFORE RENTING A HOUSE IN LAGOS When house hunting , its advisable from experts and experienced persons such as me *winks* 30 THINGS TO KNOW BEFORE RENTING A HOUSE IN LAGOS to view the property both during the Day and Evenings.  This is majorly for security reasons. Some places have a deceptive look during the day but at night something else..
Assuming you have made that choice of an accommodation , ensure you double check the neighborhood before you sign an agreement .

#6 Check For Defects in the property

It would be kinda sad for you to move into a house just to find out that there are defects that were not noticed before.

Please do check for cracks on the wall, are the water pipes working ? is the roof leaking ? inspect the plumbing, check if toilets can flush , if there is water source and ensure they are OK ,check the doors , windows etc and make sure they are all in good working condition . Do the windows open? Do the appliances work? Ask about mildew, smoke alarms, and snow removal.
Ensure major issues are sorted before you move in .

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#7 Mobile Reception

 30 THINGS TO KNOW BEFORE RENTING A HOUSE IN LAGOS

This might not be  big deal , but i feel it is o. You don’t want to move into a house or apartment or flat that has no network service- mobile dead zone.
You don’t want to be climbing trees to look for mobile reception..

#8 Have you met the Landlord?

This can sometimes be impossible especially when the agents give you one story or the other. If possible it would be nice to do so.. it’s preferable if you can rent directly from the landlord.

 30 THINGS TO KNOW BEFORE RENTING A HOUSE IN LAGOS
Most times people are lucky enough to get an accommodation from the owner directly. My last house i rented i was lucky enough to do so. But sometimes it can turn out to be a bad idea as over-familiarity sets in . So i prefer a middleman , thats where the Agents come in.

It’s safer for you to remit the rent fee to the landlord’s bank account at least your teller serves as prove of payment.During negotiations with the ‘Agent’, subtly suggest you will like to speak with the landlord.

Quick tip: Sometimes if the rent for an apartment is too good to be true, it is a telltale sign that something is wrong somewhere.

#9 Ensure all promises made are fulfilled before you move in

Be cautious if the landlord promises to fix things before you move in or that he’ll get to it sometime after you move. If your landlord makes promises about fixing the house, make him write them down with the date the work will be completed — preferably before you move in.

#10 What’s your budget ?

This is another huge determining factor m, in-fact this is the most important. Your budget limits you to the kind of areas you would find places to live.

 30 THINGS TO KNOW BEFORE RENTING A HOUSE IN LAGOS
Consider your pocket , ensure there is no hidden fees to be paid. Ask yourself if you can meet up with payments. Double check the rent details , how much it is , when it would be due. etc

Be Budget-wise places such as Lekki , VGC, Ikoyi etc. are high tenancy rates area. So you wouldn’t take a budget of 300,000 naira/per annum for an apartment there.

Also cross-check that there are no hidden fees .for example an agent can tell you the rent is 200,000 naira per annum but you are not aware of the fees such as 10% legal fees and 10% agency etc. Most rents are paid 2 years in advance , which means you have to be able to provide 500,000 naira.

Note: the rent tribunal act stipulates the prescribed rent per area and the prohibition of landlords from taking rent beyond 1 year

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#11 Tenancy Agreement

In case you don’t know what this is, its the legal document you sign before renting a property. Make sure you read through thoroughly before you sign .

 30 THINGS TO KNOW BEFORE RENTING A HOUSE IN LAGOS

Understand the contract and ask questions where necessary. Before signing, read, and if necessary get professional advice on, any documents you have to sign.

The option of renewal of tenancy after 2 years should be stated and 6 months notice mus be served before terminating tenancy.

Imagine a tenancy agreement that states the time you must come into the compound , what you must do and not do , that you cant receive visitors etc.. very ridiculous. So you have to read this documents very well

#12 Fees, commission , deposits etc.

This is the part the agents enjoy the most . You have to know that you can be asked to pay .
Agents Commission which is a 10% fee, Deposits (sometimes called caution fee)  for prospective damages which would be returned to you when moving out  of the property if you don’t damage anything.
Note that if you didn’t use an agent , you wouldn’t have to pay the agents fee…

#13 Furnished or Unfurnished

Well its rare to see furnished houses in Lagos, but there are few that are furnished to an extent, so check that and add costs of furnishing to consider your budget.

#14 Security

This is essential .

In as much as there is no guarantee of the safety and security of lives and property in Lagos there are some things you should check .

First you check if the doors, windows are vulnerable to robbers , burglars.  What of the neighborhood, immediate surrounding ? Check if the fences and walls are secure.

 30 THINGS TO KNOW BEFORE RENTING A HOUSE IN LAGOS There are some areas that are more secure than others , Places like Mushin i heard is noted for high rates of thuggery and criminality. Everyone cannot live in the more secure places like Lekki, VGC, and Banana Island etc.

Just beware of these notorious hot-spots that have a history of high crime rate and are riot-prone.

#15 Basic Amenities

Very important there should be basic amenities provided at least. So find out if there is Steady electrical supply in that location ? Roads ? Is there clean water supply?  Any local supermarket or kiosk nearby ?
One important thing i always look out for is where to but recharge cards for my phone.

Also , consider of there is any hospital or medical facility around for urgencies.

Hint: I heard that places that have good electric supply are relative. So if senior PHCN officials, prominent politician lives in that area or there is an unholy alliance between PHCN staff and Companies around there.

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10 QUESTIONS TO ASK BEFORE HIRING A BUILDER https://9japroperty.com.ng/10-questions-to-ask-before-hiring-a-builder-2/?utm_source=rss&utm_medium=rss&utm_campaign=10-questions-to-ask-before-hiring-a-builder-2 https://9japroperty.com.ng/10-questions-to-ask-before-hiring-a-builder-2/#respond Fri, 14 Aug 2015 09:00:20 +0000 http://9japroperty.com.ng/?p=3424 Making updates and changes to your home is stressful enough, without having to worry about cowboy builders ruining your experience. A few simple questions before you hire someone could save you a lot of heartache. A good builder takes away a lot of the potential for frustration and can turn your a dream home experience […]

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Making updates and changes to your home is stressful enough, without having to worry about cowboy builders ruining your experience. A few simple questions before you hire someone could save you a lot of heartache.

A good builder takes away a lot of the potential for frustration and can turn your a dream home experience into a bottomless money pit. I’ve been to plenty of barbeques and social events where people have told me some terrible stories about dodgy builders who skip corners, shirk responsibility and are generally a pain to deal with.

But if you’ve never dealt with a builder before how do you know where to start? Get the job done right the first time and help identify a potential cowboy builders by asking the following 10 questions.

1. Are you a licenced builder?

This is the first question you need to ask. Only ever work with licenced tradesmen. It may seem like an obvious point to reinforce but people either don’t ask or go with an unlicensed builder to save money. The results can be disastrous. Each state allows you to run a search on builders to check their licence, a simple Google search for ‘check a builder’s licence’ will get you started, please do it.

2. Do you have Home Indemnity Insurance?

You need to make sure your builder issues you a Certificate of Currency for Home Indemnity Insurance before you pay them anything. This covers you for financial loss should the builder die, become insolvent or do a runner.

3. Are there any current or past building disputes underway with the relevant building commission in your state?

This will let you know about the builder’s general reliability and professionalism as well as the overall quality of their work.

4. Have you ever been declared bankrupt?

If your builder went belly-up at some point it may mean a quick eject button on your project should they not have the financial wherewithal to finish the job. A bankrupt company may pull the plug without warning leaving you stuck with a half built house and searching for a builder willing to complete the job.

5. Do you work in the same area I’ll be building?

It seems simple, yet many people don’t ask this question. Your builder may not be interested in building somewhere where they have to travel. The builder may also have to hire sub-contractors he’s not familiar with and these people may not be up to standard.

6. How long will the building maintenance period last?

A builder agrees to perform building maintenance for a period of time after the property is handed over to you. Most experts recommend a six month maintenance period for residential units and 12 to 18 months for commercial properties.

7. Who supervises the property construction?

This is important because the construction supervisor is the guy who keeps everyone honest. When a supervisor is onsite, higher quality work is performed. Look into this person’s track record including their past experiences and duration at current employer.

8. What about your trade base and its long-term employment?

A consistent and reliable trade base is essential to making certain the job will be high quality come what may.

9. Can we view your recently finished projects?

This is absolutely a no-brainer. You must be able to look at the builders’ recently completed work. This way you can see for yourself if the builder is doing the type of job you want for your home. Check out the quality of products used and the work completed. If possible, speak to the builders’ clients and get references. This way you can get feedback about customer experience and satisfaction. You’ll be surprised about how forthcoming people are with details.

10. What other projects will you be involved with while working on my house?

You don’t want the builder to be biting off more than they can chew. The more they can concentrate on your job, the fewer mistakes they will make and not to mention your project will be done faster.

And finally…

Remember, building a new home is a huge financial and emotional investment. Please take the extra time to do a thorough check on any prospective builder, their workmanship, references and credentials.

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10 questions to ask before hiring a builder https://9japroperty.com.ng/10-questions-to-ask-before-hiring-a-builder/?utm_source=rss&utm_medium=rss&utm_campaign=10-questions-to-ask-before-hiring-a-builder https://9japroperty.com.ng/10-questions-to-ask-before-hiring-a-builder/#respond Thu, 19 Mar 2015 11:49:47 +0000 http://9japroperty.com.ng/?p=3057 Making updates and changes to your home is stressful enough, without having to worry about cowboy builders ruining your experience. A few simple questions before you hire someone could save you a lot of heartache. A good builder takes away a lot of the potential for frustration and can turn your a dream home experience […]

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Making updates and changes to your home is stressful enough, without having to worry about cowboy builders ruining your experience. A few simple questions before you hire someone could save you a lot of heartache.

A good builder takes away a lot of the potential for frustration and can turn your a dream home experience into a bottomless money pit. I’ve been to plenty of barbeques and social events where people have told me some terrible stories about dodgy builders who skip corners, shirk responsibility and are generally a pain to deal with.

But if you’ve never dealt with a builder before how do you know where to start? Get the job done right the first time and help identify a potential cowboy builders by asking the following 10 questions.

1. Are you a licenced builder?

This is the first question you need to ask. Only ever work with licenced tradesmen. It may seem like an obvious point to reinforce but people either don’t ask or go with an unlicensed builder to save money. The results can be disastrous. Each state allows you to run a search on builders to check their licence, a simple Google search for ‘check a builder’s licence’ will get you started, please do it.

2. Do you have Home Indemnity Insurance?

You need to make sure your builder issues you a Certificate of Currency for Home Indemnity Insurance before you pay them anything. This covers you for financial loss should the builder die, become insolvent or do a runner.

3. Are there any current or past building disputes underway with the relevant building commission in your state?

This will let you know about the builder’s general reliability and professionalism as well as the overall quality of their work.

4. Have you ever been declared bankrupt?

If your builder went belly-up at some point it may mean a quick eject button on your project should they not have the financial wherewithal to finish the job. A bankrupt company may pull the plug without warning leaving you stuck with a half built house and searching for a builder willing to complete the job.

5. Do you work in the same area I’ll be building?

It seems simple, yet many people don’t ask this question. Your builder may not be interested in building somewhere where they have to travel. The builder may also have to hire sub-contractors he’s not familiar with and these people may not be up to standard.

6. How long will the building maintenance period last?

A builder agrees to perform building maintenance for a period of time after the property is handed over to you. Most experts recommend a six month maintenance period for residential units and 12 to 18 months for commercial properties.

7. Who supervises the property construction?

This is important because the construction supervisor is the guy who keeps everyone honest. When a supervisor is onsite, higher quality work is performed. Look into this person’s track record including their past experiences and duration at current employer.

8. What about your trade base and its long-term employment?

A consistent and reliable trade base is essential to making certain the job will be high quality come what may.

9. Can we view your recently finished projects?

This is absolutely a no-brainer. You must be able to look at the builders’ recently completed work. This way you can see for yourself if the builder is doing the type of job you want for your home. Check out the quality of products used and the work completed. If possible, speak to the builders’ clients and get references. This way you can get feedback about customer experience and satisfaction. You’ll be surprised about how forthcoming people are with details.

10. What other projects will you be involved with while working on my house?

You don’t want the builder to be biting off more than they can chew. The more they can concentrate on your job, the fewer mistakes they will make and not to mention your project will be done faster.

And finally…

Remember, building a new home is a huge financial and emotional investment. Please take the extra time to do a thorough check on any prospective builder, their workmanship, references and credentials.

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