national – 9japroperty http://9japroperty.com.ng All you need to know about properties Tue, 25 Oct 2016 15:45:05 +0000 en-US hourly 1 https://wordpress.org/?v=5.4.15 An Overview Of The National Housing Policy http://9japroperty.com.ng/overview-national-housing-policy-2/?utm_source=rss&utm_medium=rss&utm_campaign=overview-national-housing-policy-2 http://9japroperty.com.ng/overview-national-housing-policy-2/#respond Tue, 25 Oct 2016 15:45:05 +0000 http://9japroperty.com.ng/?p=5275   Challenges of housing in terms of quality and quantity appear to be the same all over the world. The needy have less access to housing while the less needy have greater chances of accessing housing. In Nigeria, housing is generally inadequate in the rural areas in terms of quality, while the major problem in […]

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Challenges of housing in terms of quality and quantity appear to be the same all over the world. The needy have less access to housing while the less needy have greater chances of accessing housing. In Nigeria, housing is generally inadequate in the rural areas in terms of quality, while the major problem in urban areas is more of quantity, although quality is also an issue. The shortage of housing is one of the factors responsible for the poor environmental quality across Nigeria. In 1991, the national housing policy was promulgated in order to propose possible solutions to the housing problems in Nigeria. Twenty four years on, millions of Nigerians are still homeless while many others are living in indecent houses.

A Policy is a deliberate system of principles to guide decisions and achieve rational outcomes. It is a statement of intent, and is implemented as a procedure or protocol. Policies are generally adopted by the board of or senior governance body within an organisation whereas procedures or protocols would be developed and adopted by senior executive officers. Policies can assist in both subjective and objective decision making. A policy is therefore a guide line provided by the government which is aimed at meeting the people’s housing needs through a set of appropriate strategies, which involves fiscal, institutional, legal and regulatory framework.

Housing policy on the other hand may be defined as government action to achieve housing objectives. These objectives could include the improvement of the quality of the housing stock of dwellings or dealing with homelessness. Another definition of housing policy would be government intervention in the housing field. The difference is that some interventions in the housing field may be directed at objectives outside the field. Examples could be the regulation of housing finance markets to influence activity in the national economy or restrictions on the amount paid in subsidy to low-income households to encourage incentives to work. Research shows that increasingly more housing policy is directed at economic objectives of efficiency in the national economy with the result that housing policy is increasingly becoming intervention in the housing field to achieve economic objectives

The major thrust of housing policy is to achieve some housing goals which universally manifest as to adequately house everybody in any given country in a good housing located in a good environment and at an affordable cost. Housing policies and housing programmes go in pari-passu  as one is dependent upon the other; housing policy is to achieve a housing goal which is realizable through housing programmes. Housing is recognized world-wide as one of the basic necessities of life and a pre-requisite to survival of man.

While a house is a place which provides shelter, refuge, comfort, security, and dignity, it has fallen short of these in recent time and appears to be a mere definition. A house also provides the physical framework in which human, social, economic, and cultural resources are realized, enriched, and integrated.

In the traditional African setting, in particular, housing is, in fact, one of the greatly cherished material properties. This is because of the other functions that a house performs in the traditional society which includes the protection of family cohesion and values, taking care of the aged through the extended family system, and the protection of the ancestral values, among others.

Thus, the importance of providing adequate housing in any country cannot be overemphasized. In fact, the housing industry can be a stimulus to national economy

Nigeria National Housing Policy defines Housing as the process providing functional shelter in a proper setting in a neighbourhood supported by sustainable maintenance of the built environment for the day to day living and activities of individual and families within the communities.

The challenges of housing policies particularly in the developing countries for quite some time now has to do with the minimum shelter requirement which is to be met at an affordable price to the majority of the citizens. The inability of earlier policies and programmes to adequately resolve the backlog of housing problems in the country reveals the need for more pragmatic solutions and this formed the basis for a review of the 1991 National Housing Policy.

Given the importance of housing in the national economy, the federal government of Nigeria set up a 15 man committee on urban development and housing in 2001. One of the responsibilities of the committee was to articulate a new housing policy. The report of the committee as accepted by the federal government was published in government white paper on the report of the presidential committee on urban development and housing in the year 2002. This led to a new housing policy, which was subsequently published as draft national housing policy in January, 2004. The draft policy was subjected to critical comments and inputs across the different states of the federation and the New National Housing Policy published in the year 2006.

This policy came up with some transitionary strategies in which government made significant effort in partial disengagement into housing provision and encourage privately developed housing. Under the policy adjustment such as the amortization period which was 25years under the previous policy was jacked up to 30years, interest on NHF loans to PMI’s were scaled down from 5% to 4% while the lending rate to contributors was reduced to 6% from previous 9%. The new policy was aimed at removing the impediments to the realization of housing goal of the nation. The goal of the policy was to ensure that Nigerians own or have access to decent, safe and healthy housing and accommodation at affordable cost.

This goal is similar to that of the 1991 policy except that the fulfillment of the policy is not tied to a specific period. The scope of the policy objectives has also been widened to include some of the issues put under the 1991 policy strategies.

However the Housing sector is yet to weather the seemingly insurmountable storm that has plagued it for donkey years.

Is there light at the end of the tunnel yet?

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An Overview Of The National Housing Policy http://9japroperty.com.ng/overview-national-housing-policy/?utm_source=rss&utm_medium=rss&utm_campaign=overview-national-housing-policy http://9japroperty.com.ng/overview-national-housing-policy/#respond Wed, 21 Sep 2016 15:22:45 +0000 http://9japroperty.com.ng/?p=4981 Challenges of housing in terms of quality and quantity appear to be the same all over the world. The needy have less access to housing while the less needy have greater chances of accessing housing. In Nigeria, housing is generally inadequate in the rural areas in terms of quality, while the major problem in urban […]

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Challenges of housing in terms of quality and quantity appear to be the same all over the world. The needy have less access to housing while the less needy have greater chances of accessing housing. In Nigeria, housing is generally inadequate in the rural areas in terms of quality, while the major problem in urban areas is more of quantity, although quality is also an issue. The shortage of housing is one of the factors responsible for the poor environmental quality across Nigeria. In 1991, the national housing policy was promulgated in order to propose possible solutions to the housing problems in Nigeria. Twenty four years on, millions of Nigerians are still homeless while many others are living in indecent houses.

A Policy is a deliberate system of principles to guide decisions and achieve rational outcomes. It is a statement of intent, and is implemented as a procedure or protocol. Policies are generally adopted by the board of or senior governance body within an organisation whereas procedures or protocols would be developed and adopted by senior executive officers. Policies can assist in both subjective and objective decision making. A policy is therefore a guide line provided by the government which is aimed at meeting the people’s housing needs through a set of appropriate strategies, which involves fiscal, institutional, legal and regulatory framework.

Housing policy on the other hand may be defined as government action to achieve housing objectives. These objectives could include the improvement of the quality of the housing stock of dwellings or dealing with homelessness. Another definition of housing policy would be government intervention in the housing field. The difference is that some interventions in the housing field may be directed at objectives outside the field. Examples could be the regulation of housing finance An Overview Of The National Housing Policy markets to influence activity in the national economy or restrictions on the amount paid in subsidy to low-income households to encourage incentives to work. Research shows that increasingly more housing policy is directed at economic objectives of efficiency in the national economy with the result that housing policy is increasingly becoming intervention in the housing field to achieve economic objectives

The major thrust of housing policy is to achieve some housing goals which universally manifest as to adequately house everybody in any given country in a good housing located in a good environment and at an affordable cost. Housing policies and housing programmes go in pari-passu  as one is dependent upon the other; housing policy is to achieve a housing goal which is realizable through housing programmes. Housing is recognized world-wide as one of the basic necessities of life and a pre-requisite to survival of man.

While a house is a place which provides shelter, refuge, comfort, security, and dignity, it has fallen short of these in recent time and appears to be a mere definition. A house also provides the physical framework in which human, social, economic, and cultural resources are realized, enriched, and integrated.

In the traditional African setting, in particular, housing is, in fact, one of the greatly cherished material properties. This is because of the other functions that a house performs in the traditional society which includes the protection of family cohesion and values, taking care of the aged through the extended family system, and the protection of the ancestral values, among others.

Thus, the importance of providing adequate housing in any country cannot be overemphasized. In fact, the housing industry can be a stimulus to national economy

Nigeria National Housing Policy defines Housing as the process providing functional shelter in a proper setting in a neighbourhood supported by sustainable maintenance of the built environment for the day to day living and activities of individual and families within the communities.

The challenges of housing policies particularly in the developing countries for quite some time now has to do with the minimum shelter requirement which is to be met at an affordable price to the majority of the citizens. The inability of earlier policies and programmes to adequately resolve the backlog of housing problems in the country reveals the need for more pragmatic solutions and this formed the basis for a review of the 1991 National Housing Policy.

Given the importance of housing in the national economy, the federal government of Nigeria set up a 15 man committee on urban development and housing in 2001. One of the responsibilities of the committee was to articulate a new housing policy. The report of the committee as accepted by the federal government was published in government white paper on the report of the presidential committee on urban development and housing in the year 2002. This led to a new housing policy, which was subsequently published as draft national housing policy in January, 2004. The draft policy was subjected to critical comments and inputs across the different states of the federation and the New National Housing Policy published in the year 2006.

This policy came up with some transitionary strategies in which government made significant effort in partial disengagement into housing provision and encourage privately developed housing. Under the policy adjustment such as the amortization period which was 25years under the previous policy was jacked up to 30years, interest on NHF loans to PMI’s were scaled down from 5% to 4% while the lending rate to contributors was reduced to 6% from previous 9%. The new policy was aimed at removing the impediments to the realization of housing goal of the nation. The goal of the policy was to ensure that Nigerians own or have access to decent, safe and healthy housing and accommodation at affordable cost.

This goal is similar to that of the 1991 policy except that the fulfillment of the policy is not tied to a specific period. The scope of the policy objectives has also been widened to include some of the issues put under the 1991 policy strategies.

However the Housing sector is yet to weather the seemingly insurmountable storm that has plagued it for donkey years.

Is there light at the end of the tunnel yet?

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National Building Code revision needs professional input http://9japroperty.com.ng/national-building-code-revision-needs-professional-input/?utm_source=rss&utm_medium=rss&utm_campaign=national-building-code-revision-needs-professional-input http://9japroperty.com.ng/national-building-code-revision-needs-professional-input/#respond Wed, 29 Oct 2014 12:54:36 +0000 http://localhost/9japroperty/?p=1765 As the revised National Building Code awaits approval from the Federal Executive Council, stakeholders say care must be taken to avoid the shortcomings in the old document, MAUREEN IHUA-MADUENYI writes One of the latest moves against the rising cases of building collapse in the country is the revision of the National Building Code, which is […]

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As the revised National Building Code awaits approval from the Federal Executive Council, stakeholders say care must be taken to avoid the shortcomings in the old document, MAUREEN IHUA-MADUENYI writes

One of the latest moves against the rising cases of building collapse in the country is the revision of the National Building Code, which is currently awaiting approval by the Federal Executive Council, but stakeholders in the building and construction industry are of the opinion that adequate input from relevant professionals should be secured before it is given approval.

The NBC was enacted in 2006 to minimise structural failures in the building construction industry, promote safety as well as ensure qualitative housing.

Stakeholders are of the opinion that with the lack of implementation of the code and certain missing indices, it is impossible to hold anyone responsible when a building collapses.

The Minister of Lands, Housing and Urban Development, Mrs. Akon Eyakenyi, at a stakeholders’ validation workshop on a road map for the sector a few weeks ago, said the revision had been finalised and would be presented to her by the National Building Code Advisory Committee before its approval by FEC.

She had stated, “I wish to assure you that we shall work tirelessly to ensure that the revised code is approved by the government in record time. We shall also partner with state governments, professional and regulatory bodies, and other key stakeholders as well as partners in the building and construction industry to ensure the enforcement of its provisions.

“I believe that with our determination to ensure strict enforcement of the code, we shall succeed in raising the bar of professional practice and ethical standards in the building and construction industry. I am also confident that we shall also be able to forge greater understanding among the professional and regulatory bodies in order to continue to obtain their commitment to the transformation of this sector.”

A similar validation process was carried out by the former Minister of Lands, Housing and Urban Development, Ms. Amal Pepple, in 2013.

Pepple had urged state governments and other stakeholders to uphold the provisions of the revised code adding, “If this revised NBC is to effectively serve as a mechanism to ensure the safety and protection of all of us from preventable hazards, which could be life threatening in the construction and housing industry, the state governments must lead the drive to institutionalise it through adaptation, legislation and enforcement.”

Professionals in the sector are, however, skeptical about the effectiveness of the code without adequate input from those who are directly affected by its provisions.

According to them, since the code is being developed and revised for their use, they should be given the opportunity to contribute to its content.

The Chairman, Nigerian Institute of Quantity Surveyors, Lagos Chapter, Mr. Olayemi Shonubi, said a public debate on the provisions of the code should have been considered before its revision.

He said, “I’m hoping this one doesn’t go the way of others, I would have expected a public or national well-informed awareness of the code before its review so that all the stakeholders in the building and construction industry will be involved, both in the preparation and agreement of the content, and not just a select group of professionals.

“Stakeholders does not mean the professionals alone, we should have developers because their interest need to be protected, same with artisans and even cement manufacturers, because inside the code, we should have the standards and specifications for the production of buildings.

“All the people involved in building construction need to be aware of the provisions of the NBC. If you are working on a building code and you talk to leaders of professional bodies alone, how is it going to work?”

According to Shonubi, the idea is to as much as possible stem building collapse; but most of the specifications in the earlier document still refer to the British standard.

“So, we cannot say we have specifications if we still refer to the BSI. We should have evolved our own standard that will take cognisance of our own environment in terms of weather and climate,” he stated.

One of the provisions of the code stipulates that the developer of a building, including an architect, engineer, builder, surveyor or planner, shall before the commencement of any building, satisfy the standards set and other building requirements in the NBC.

It also states that if a developer violates aspects of the code, he commits an offence and is liable on conviction to have his licence revoked or pay a fine.

However, a former Chairman of the Nigerian Institute of Architects, Lagos State Chapter, Mrs. Abimbola Ajayi, said enforcement of the provisions had been a major issue.

“We expect that this time, it should work and shouldn’t be just on paper and not be implemented. We have said the same thing over and over again for so many years and nothing is being done. We have a building code that is not being implemented, which is the old one; now, we are reviewing it and we don’t know if it will be implemented,” she said.

Ajayi added that inputs from relevant professionals as well as the inclusion of the International Building Code should also be put into consideration.

The expectation for the President of the Nigerian Institute of Building, Mr. Tunde Lasabi, is the inclusion of the builders’ document as a key provision of the code.

Lasabi stated, “These documents are the construction programme, health and safety management as well as quality plan. Now, one of the reasons why we need to have this done is that by the time you get to any site, if you don’t see these then you know that the person handling the site is not a professional builder because the professional builder must know about some of these document.

“Already, section 13:12:4 of the code mentioned that the supervision of the artisans and craftsmen on the construction site rests on the shoulders of the builder. Therefore, we are taking it up.”

According to him, one of the things that the code should also seek to address through the professionals is the importation of artisans from neigbouring countries, including Ghana, Togo and Benin Republic.

He said, “There is a lot of capital flight when many artisans from neighbouring countries flood Nigeria and take the money back to their countries instead of it to be used to run the country. We estimate that nothing less than N9.3bn is being lost annually to these people by the time an artisan collects N3,000 daily for a job and most of them work for six days in a week. A lot of money is being lost from our system.

“The building code that can check that for us should be encouraged; the major issue is that the builders should be given their pride of place. That is one of the things that can stem building collapse in the country.”

PUNCH.Minister of Lands Housing and Urban Development Mrs. Akon Eyakenyi 300x300 National Building Code revision needs professional input

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